What Is an Instant Bank Transfer?

An instant bank transfer is a payment that allows money to be transferred between supported bank accounts within seconds, often 24 hours a day, 7 days a week, including weekends and public holidays.

Unlike traditional bank transfers, which may take one or more business days, instant transfers are designed to make funds available almost immediately.

Important Things to Know

• Not all banks support instant transfers.
• Some banks only offer instant transfers through their mobile banking app.
• Instant transfers may be subject to transaction limits, additional verification or other restrictions.
• Processing times may vary depending on the banks, countries and payment systems involved.

When Using Xnvia

If you are completing a transaction that requires an instant bank transfer, make sure you select the instant payment option provided by your bank.

Always verify the recipient's banking details before sending money.

Important: Never confirm that a payment has been received based solely on a screenshot or proof of payment. Always verify that the funds have actually arrived in your bank account before confirming receipt or releasing cryptocurrency.